
Achieve Financial Liberty: Our 3-Step Method Cleanses Credit, Fortifies Your Profile & Secures Up to $20K Funds – Attain Wealth Within 60 Days!
No prior experience needed — just a willingness to take action and open the door to new financial possibilities.

Credit Bae will break down the essential steps to credit repair, reveal powerful wealth-building strategies, and share exclusive insider tips to elevate your credit score.
Gain real, practical insights that can change your financial future
Credit Cleansing
We start by removing negative, inaccurate, or outdated items from your credit report. You’ll learn how to challenge derogatory marks and get results FAST — no guessing, no fluff.
Credit Building
Once your report is clean, we’ll show you exactly how to build or rebuild your credit profile using smart strategies and tools that banks and lenders love. You’ll learn how to structure your credit for maximum impact.
Funding Access
With a solid credit foundation, we guide you through the steps to qualify for up to $20,000 in personal and business funding. From applications to approvals, you’ll learn the insider tips Credit Bae uses to help clients secure real money.
Ready to get started?

How to legally remove negative items from your credit report
The secret to building credit the right way — fast
Where and how to apply for high-limit funding opportunities
The biggest credit mistakes to avoid
How to use credit to build wealth, not just buy things
Real strategies you can start using immediately
Anyone tired of being denied for loans, credit cards, or housing
Entrepreneurs looking to fund their business ideas
Individuals seeking a fresh financial start
Anyone who wants to master the credit game once and for all

LeRachia, widely known as Coach Credit Bae, didn’t just study credit—she lived it. Introduced to credit at an early age by her mother, she had the potential for financial success but lacked the knowledge to manage it effectively. This inexperience led to mistakes and a harsh wake-up call when she attempted to buy a car, only to be told she needed a cosigner.
Determined to rewrite her financial story, LeRachia immersed herself in learning about credit repair, funding, and financial strategy. After successfully repairing her own credit, she began helping friends and family do the same. What started as a personal mission quickly grew into Royalty FF & Associates. For over a decade, LeRachia has empowered individuals and families to achieve homeownership, build strong credit, and gain financial freedom.
Her journey didn’t stop there. As a business loan broker, she expanded her mission to support entrepreneurs in securing funding and scaling their businesses the right way. Today, through Royalty FF & Associates, LeRachia offers credit repair, business funding, and strategic wealth-building solutions—helping her clients create not just financial success, but enduring legacies.
LeRachia, also known as Coach Credit Bae, is a credit strategist and business loan broker committed to empowering individuals and entrepreneurs to build wealth, secure funding, and break free from financial cycles. Her journey began with a 473 credit score and a hard lesson in financial responsibility after being denied a car loan. Determined to take charge of her financial future, she mastered credit repair and funding strategies—starting with her own credit and eventually helping others do the same.
What began as a mission to help families achieve homeownership has since evolved into supporting entrepreneurs in securing business funding and scaling their ventures. With over a decade of experience, LeRachia now leads Royalty FF & Associates, delivering credit restoration, business funding, and wealth-building solutions designed to pave the way for long-term success and generational wealth.















You don’t need perfect credit. You don’t need thousands of dollars. All you need is the willingness to take action — and a coach who knows how to get you there. That’s where Credit Bae comes in.
Join the Expedited Mentorship Program & Get on the Fast Track to Financial Freedom

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